Loan Types
30 Year Fixed Rate Mortgage
30 Year Fixed Rate mortgages are among the most popular home loans available for buying a home or refinancing an existing mortgage. They offer borrowers the security of stable, affordable monthly payments and protection from market changes.
ADJUSTABLE RATE MORTGAGE (ARM)
ARM Loans can be used for buying a house or to refinance a current mortgage, and because of the upfront savings they offer, ARMs are a popular choice among first time home buyers.
VA
VA home loans are made possible by the Unites States Department of Veterans Affairs helping service members, veterans and eligible surviving spouses become homeowners or refinance their existing loans. We work with the VA who guarantees a portion of the loan, enabling us to provide the clients with more favorable terms.
JUMBO
Jumbo loans and Super Jumbo loans can be used to buy or refinance a home, and they offer borrowers greater financing flexibility than conventional mortgages.
FHA
An FHA loan can be used to purchase a home or refinance an existing mortgage, and there are many benefits to having this loan type. You can purchase a home with a lower down payment than a conventional loan, or use a streamline refinance to lower your current payment, with less documentation than a traditional loan.
Portfolio / alternative doc
Portfolio and alternative doc loans are designed for borrowers in unique situations, outside of a traditional Fannie Mae loan, whereas alternative documentations, such as Profit and Loss statements or bank statements for self-employed borrowers, can be provided for qualification purposes.